Indian Overseas Bank LBO Recruitment 2026 – Apply Online for 250 Local Bank Officer Posts
Indian Overseas Bank (IOB), a Government of India undertaking, has released the official notification for Local Bank Officer (LBO) Recruitment 2026-27 under Advertisement No. HRDD/RECT/02/2026-27. Through this recruitment drive, the bank aims to fill 250 Local Bank Officer (JMGS-I/Scale-I) vacancies across the states of Tamil Nadu, Karnataka, Maharashtra, and Gujarat. The recruitment offers an excellent opportunity for graduates seeking a career in the banking sector, particularly candidates who possess proficiency in the local language of the state for which they are applying.
The online application process will be open from 8 August 2026 to 24 August 2026 on the official IOB website. Applicants must hold a Bachelor’s degree in any discipline from a recognized university and be between 20 and 30 years of age as on 1 August 2026. Selected candidates will initially be posted within the state for which they have applied, subject to the terms and conditions mentioned in the official notification. Since candidates are permitted to apply for only one state, they should carefully review the state-wise vacancy distribution, local language eligibility, examination pattern, and other recruitment guidelines before submitting their applications. It is also advisable to keep all required documents, certificates, and identity proofs ready to ensure a smooth application process before the closing date.
Indian Overseas Bank LBO Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Grade | JMGS-I / Scale-I |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Application Mode | Online |
| Application Start Date | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Job Location | State Applied For |
| Selection Process | Online Exam, LPT & Personal Interview |
| Official Website | iob.bank.in |
Candidates can apply for one State only.
Indian Overseas Bank LBO Recruitment 2026 Important Dates
| Event | Date |
|---|---|
| Notification Date | 07 August 2026 |
| Online Application Start | 08 August 2026 |
| Application Fee Payment Start | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Last Date for Fee Payment | 24 August 2026 |
Indian Overseas Bank LBO Recruitment 2026 Application Fee
| Category | Application Fee |
|---|---|
| General / EWS / OBC | ₹850/- |
| SC / ST / PwBD | ₹175/- |
The fee is inclusive of GST and is non-refundable. Payment can be made through Debit Card, Credit Card, Internet Banking, BHIM, or UPI.
Indian Overseas Bank LBO Recruitment 2026 State-Wise Vacancy Details
| State | Local Language | Total Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | 250 |
Category-wise Vacancies: 36 SC, 18 ST, 80 OBC, 22 EWS, and 94 UR.
Indian Overseas Bank LBO Recruitment 2026 Educational Qualification
Candidates must have a Degree/Graduation in any discipline from a University recognized by the Government of India, or any equivalent qualification recognized by the Central Government. The candidate must possess a valid marksheet/degree certificate proving graduation status on the date of online registration and must enter the graduation percentage while applying.
Local Language Requirement
Candidates must be proficient in reading, writing, and speaking the local language of the State they apply for. Candidates who have not studied the specified local language in Class 10th or 12th will have to qualify the Language Proficiency Test (LPT) before the Personal Interview.
Indian Overseas Bank LBO Recruitment 2026 Age Limit
- Minimum Age: 20 Years
- Maximum Age: 30 Years (as on 01 August 2026)
- Candidates must have been born not earlier than 02 August 1996 and not later than 01 August 2006 (both dates inclusive).
Age Relaxation (as per Government of India rules):
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Eligible Ex-Servicemen | 5 Years |
Indian Overseas Bank LBO Recruitment 2026 Salary
The post carries the Scale-I Officer pay scale of ₹48,480 – ₹85,920.
- In addition to Basic Pay, applicable DA, HRA, CCA, and other allowances/perquisites will be provided as per the Bank’s rules.
- Selected candidates will remain on probation for 2 years of active service.
- A Financial Service Indemnity Bond of ₹2 lakh is also required, for a minimum service period of 3 years.
Indian Overseas Bank LBO Recruitment 2026 Selection Process
The selection process will consist of:
- Online Examination
- Language Proficiency Test (LPT) (where applicable)
- Personal Interview
- Final Merit List
Candidates qualifying the Online Examination will be called for LPT wherever applicable, followed by the Personal Interview. Final selection is based on combined performance in the Online Examination and Personal Interview in an 80:20 weightage ratio.
Indian Overseas Bank LBO Recruitment 2026 Exam Pattern
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 3 Hours |
The Online Examination has 140 objective-type questions for 200 marks, with a negative marking of 1/4th (0.25) of the marks assigned to each wrong answer. There are no sectional qualifying marks, but the minimum aggregate qualifying marks are 30% for reserved candidates and 35% for unreserved candidates.
Personal Interview
The Personal Interview carries 100 marks. Minimum qualifying marks are 45% for reserved candidates and 50% for unreserved candidates. The final score is calculated using 80% weightage for the Online Examination and 20% for the Personal Interview.
Indian Overseas Bank LBO Recruitment 2026 Required Documents
- Recent Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation Marksheet/Degree Certificate
- Date of Birth Proof
- Local Language Proof
- Valid Photo ID
- Experience Certificate, if applicable
- SC/ST/OBC/EWS Certificate, if applicable
- PwBD Certificate, if applicable
- NOC for Government/PSU Employees, if applicable
- Other documents supporting eligibility
Original documents along with self-attested photocopies are required at the Personal Interview, as applicable.
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How to Apply for Indian Overseas Bank LBO Recruitment 2026
- Visit the official Indian Overseas Bank website and open the Careers section.
- Select “Recruitment of Local Bank Officers – 2026-27” and click the online registration link.
- Complete the registration and upload the photograph, signature, left thumb impression, and handwritten declaration.
- Enter all required details carefully.
- Pay the applicable application fee online and complete the registration.
- Take a printout of the submitted application form and e-receipt for future reference.
Candidates can apply for one State only.
Indian Overseas Bank LBO Recruitment 2026 Important Links
- Indian Overseas Bank LBO Recruitment 2026 Official Notification
- Indian Overseas Bank LBO Recruitment 2026 Apply Online
- Indian Overseas Bank Official Website
Eligible candidates should apply well before the last date of 24 August 2026 to avoid last-minute rush. Keep your graduation certificates, local language proof, and other required documents ready in advance, and start preparing for the Online Examination since it carries 80% weightage in the final selection.
Frequently Asked Questions (FAQs)
Q1. How many vacancies are announced under Indian Overseas Bank LBO Recruitment 2026?
A total of 250 Local Bank Officer (JMGS-I) vacancies have been announced across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
Q2. What is the last date to apply for Indian Overseas Bank LBO Recruitment 2026?
The online application process starts on 08 August 2026, and the last date to apply is 24 August 2026.
Q3. What is the age limit for Indian Overseas Bank LBO Recruitment 2026?
Candidates must be between 20 and 30 years of age as on 01 August 2026, with age relaxation applicable for reserved categories as per Government of India rules.
Q4. What is the selection process for Indian Overseas Bank LBO Recruitment 2026?
Selection is based on an Online Examination, a Language Proficiency Test (LPT) wherever applicable, and a Personal Interview, with final merit calculated using an 80:20 weightage between the Online Examination and Interview.
Q5. What is the salary for Indian Overseas Bank Local Bank Officer?
The post carries the Scale-I Officer pay scale of ₹48,480 – ₹85,920, along with DA, HRA, CCA, and other allowances as per Bank rules.
