SBI Credit Card Apply Login
SBI Card is a leading credit card provider in India offering credit cards with benefits across multiple categories. SBI Simply Save, SBI Simply Click, Cashback SBI Card, SBI Card ELITE and BPCL SBI Card are some of the most popular SBI credit cards. Since each card is focused on customer unique individual need such as shopping, travel, fuel, groceries, etc., choosing the right card could be confusing. To help you make an informed decision, here we have listed the top SBI credit cards. You can compare and apply for select SBI Credit Cards at below.
Apply for SBI Credit Cards Online
With SBI credit cards, you can earn reward points and cashback and avail other benefits such as complimentary lounge access and memberships, discounted movie tickets, co-branded privileges, etc. Here is the list of best SBI Credit Cards in February 2024 based on their features and benefits. You can choose and apply the right SBI Credit card from below:
Other SBI Credit Cards
Apart from the above-mentioned popular credit cards , SBI Card also offers some other credit cards ranging from entry-level to premium. These are listed below:
SBI Credit Card Apply Login
| Credit Cards | Annual Fee | Best Suited For |
|---|---|---|
| Air India SBI Card Platinum | ₹ 1,499 | Travel |
| Yatra SBI Credit Card | ₹ 499 | Travel |
| Cashback SBI Card | ₹ 999 | Cashback & Online Shopping |
| SBI Aurum Credit Card | ₹ 10,000 | Rewards & Travel |
| SBI Pulse Credit Card | ₹ 1,499 | Health & Fitness |
| Apollo SBI Credit Card | ₹ 499 | Health & Fitness; Rewards |
| Nature’s Basket SBI Card Elite | ₹ 4,999 | Grocery Shopping |
| Lifestyle Home Center SBI Card Prime | ₹ 2,999 | Shopping |
| FabIndia SBI Credit Card | ₹ 499 | Shopping |
SBI Credit Card Apply Login
Benefits of SBI Credit Cards
As listed above, different SBI cards come with different features and benefits. However, some common benefits are applicable to each SBI credit card.
Add-on Cards– With your primary credit card, you can avail add-on cards for your spouse, parents or children above the age of 18 years. Such cards usually come with the same benefits as primary cards.
Encash Facility– Cardholders can avail instant cash using Encash Facility and pay off in easy instalments of up to 48 months. Encash offer is given over and above the existing credit limit of the user whereas Encash Inline is given within the existing credit limit.
Flexipay Feature– You can convert big purchases into easy EMIs, using SBI Card’s Flexipay feature. Choose from a tenure of 3, 6, 9, 12, 18 or 24 months to convert transactions above Rs. 2,500 made during the last 30 days.
SBI Credit Card Apply Login
Balance Transfer– If you have high balances on other bank credit cards and find it difficult to pay off, you can transfer the balance to your SBI credit card and save on the finance charges. Balance transfers also carry interest but it will be much lower than the finance charges applicable on revolving balances.
Overlimit Facility– You can also spend more than your available limit by using the overlimit facility on your SBI Credit Card. However, overlimit charges will be applicable.
Automated Utility Bill Payment– To manage all your utility bill payments, you can set standing instructions on your SBI Card. This is known as Easy Bill Pay feature.
Insurance Cover– Some SBI Credit Cards, particularly premium cards, also offer complimentary insurance covers such as air accident insurance cover, overseas hospitalization cover and more.
Easy Access via SBI Card Mobile App– SBI credit cardholders can manage their credit cards with ease on the SBI Card Mobile App. They can make SBI credit card payment, check statement, unbilled transactions, use the additional services like Encash, Flexipay, etc.
SBI Credit Card Apply Login
SBI Credit Card: Fee & Charges
Below listed are some common fees and charges applicable to almost all SBI Credit Cards:
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Varies for all SBI Credit Cards | ||||||||||||||
| Finance Charges | Up to 3.5% per month| 42% per annum | ||||||||||||||
| Late Payment Fee |
|
SBI Credit Card Apply Login
The fee & charges may vary from card to card. Please refer to the terms and conditions for card variants separately before applying. For other details related to fee & charges of SBI Credit Cards, click here.
How to Apply for SBI Credit Card?
You can compare and apply for SBI Credit Cards online at SBI Official website. The steps for the same are mentioned below:
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To start your SBI credit card application process, provide your mobile number in the credit card form.
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Provide your OTP for verification to check pre-approved offers.
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Compare available options as per your eligibility and select the best SBI credit card that suits your requirement.
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Apply for the suitable credit card and provide documents for smooth processing of the application.
SBI Credit Card Apply Login
SBI Credit Card Bill Payment
SBI Card allows several online and offline ways through which the cardholders can make their SBI credit card bill payment as listed below:
Offline Payment
You can either pay by visiting the nearest SBI ATM using your SBI debit card, drop your bill payment cheque in the dropbox or even pay over the counter at any SBI branch.
Online Payment
You can make your SBI credit card bill payment online using various payment gateways as listed below.
PayNet BillDesk– You can pay your bill on SBI BillDesk PayNet-Pay Online payment gateway. You can either choose to pay directly by entering the bank net banking details or use any of your debit cards from select banks.
UPI– SBI credit card bill payment can also be paid using any UPI QR code, Pay by VPA (Virtual Payment Address) facility or via BHIM SBI Pay.
Net Banking– You can pay your credit card bill by logging in to your net banking account on Online SBI portal. You can pay via NEFT or through any other bank’s net banking facility as well by selecting the option of SBI ‘Visa Credit Card Pay’.
SBI Apps– SBI YONO mobile app or website and SBI Card mobile app both can be used to make your SBI credit card payment.
NACH– National Automated Clearing House (NACH) is another mode which allows you to make auto bill payments by issuing monthly credit card bill payment cheques automatically. You just have to authorise the payment when asked.
MasterCard MoneySend– Any third-party payment app which supports MasterCard MoneySend payment mode also allows you to make SBI credit card bill payment online.
Electronic Bill Payment (EBP)– You can pay your SBI credit card dues using EBP service via net banking, mobile or ATM service of SBI bank, Citibank, Indian Overseas Bank or Bank of India.
“SBI Credit Card Apply Login”
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